Oh no………What have I done to deserve this!

I’m still sleeping quite a lot at the moment due to the effects of the jet lag but I had a very rude awakening this morning as I got up and was quickly brought to my senses by the disaster that had struck in the early hours of this morning.

I could hear running water and as I went into my lounge I was greeted by the horrific sight of water poring from the ceiling about the fire place. Needless to say I was in a complete panic as I tried to find out what the problem was.

I knew the water wasn’t coming from any of my own pipe work because I live in a ground floor maisonette and all my pipes run through the floor and there was no way I could stop it.
I asked upstairs but they couldn’t see any evidence of a leak anywhere but after about half an hour a plumber arrived and found that their central heating boiler had split. They drained down the system and the water eventually stopped running, but what a mess!

I’m now left with a very soggy carpet, torn, wet ceiling paper, wall paper coming away from the wall in places and every single towel I own is in a sopping wet pile in the bath waiting to be washed.

The insurance is going to be a nightmare to sort out too.
The people up stairs will obviously claim on their policy but I have to claim on my own insurance which they will then claim back from the other company.
This means a claim for the carpet on my contents insurance and another on my buildings insurance for the damage to the walls and ceiling. Then I will have the problem of trying to get back to two lots of excess that I will need to pay because the girl I spoke to this morning says I still have to pay that up front.

Oh well, I guess it could have been worst……..it could have happened while I was on holiday in Florida!